art by JayNaylor, 1girl, solo, furry female, furry, wet clothes, tail, animal ears, underwear, wet, panties, breasts, see-through, red hair, wading, white panties, water, tank top, wet shirt, green eyes, no bra, dark skin, short hair, nipples, medium breasts, dark-skinned female, watermark, small breasts, shirt, raccoon ears, snout, armpits, brown fur, covered nipples, raccoon tail, body fur, no pants, cameltoe, standing, web address, wet panties, arm up